Private Health Rebates

Most private health insurance providers do not offer rebates for laser eye surgery in Australia. Policies offering rebates are:

• Bupa (Ultimate Cover)

  • Coverage: Bupa Ultimate provides comprehensive coverage for LASIK, PRK, and SMILE procedures.
  • Waiting Period: A 3-year waiting period applies for full coverage.

• Medibank Private (Hospital & Extras Gold Cover):

  • Coverage: Medibank Private’s Gold Cover includes LASIK and PRK procedures.
  • Rebate: A $3500 rebate is provided after a 3-year waiting period.
  • Waiting Period: A 2-year waiting period applies.
  • Lifestyle Extras: Provides a $600 rebate per eye.
  • Super Extras: Offers a $900 rebate per eye.

• Defence Health:

  • Waiting Period: 1-year waiting period.
  • Rebate: Defence Health provides a $1500 rebate for laser eye surgery.

• Doctors Health Fund:

  • Waiting Period: 1-year waiting period.
  • Rebate: $800 per eye